LexiLetter

Cancel Current Account — done in just a few minutes

Want to cancel your current account with your bank? LexiLetter automatically creates your legally compliant cancellation letter. Simply enter your account number, bank and reason for cancellation, and our AI generates a properly formatted DIN 5008 letter — sign digitally and send directly to your bank.

Important Tips

  • No notice period: Current accounts can be cancelled at any time
  • Open a new account before cancelling — seamless payment transactions are important
  • Use the account switching service: Legal entitlement since 2016, free of charge
  • Transfer all standing orders, direct debits and card payments in good time

Notice Period

Current accounts in Germany can be cancelled at any time without observing a notice period. Use the statutory account switching service to automatically transfer standing orders and direct debit mandates to your new account.

Address

An Ihre Bank

How It Works

1

Describe

Describe in plain language what you want to write.

2

AI Creates Your Letter

Our AI generates a professional letter in DIN 5008 format.

3

Sign & Receive

Sign digitally and receive the finished PDF by email.

Frequently Asked Questions

What notice period applies to current accounts?

Current accounts can be cancelled at any time without a notice period. The cancellation takes effect once all pending transactions have been processed and the remaining balance has been paid out. A negative balance must be cleared before closure.

How does the statutory account switching service work?

Since 2016, banks are obliged to assist customers with account switching free of charge. The new bank transfers standing orders on request, informs payment partners about the new IBAN and lists all account movements from the last 13 months.

What do I need to consider before cancelling?

First open a new current account. Transfer all standing orders, direct debit mandates and regular card payments (e.g. Netflix, Spotify) in good time. Keep the old account running in parallel for another 2-3 months to catch any late transactions.

More Providers

Cancel current account

Want to cancel your current account with your bank? LexiLetter automatically creates your legally compliant cancellation letter. Simply enter your account number, bank and reason for cancellation, and our AI generates a properly formatted DIN 5008 letter — sign digitally and send directly to your bank.

Cancel current account