Object to Health Insurance — enforce your benefit claim
Create your objection to a health insurance denial in seconds. The AI drafts a well-founded letter referencing the German Social Code.
Important Tips
- Objection deadline: 1 month after notification of the decision (Section 84 SGG)
- File the objection in writing and send by registered mail
- Attach medical certificates and findings as supporting evidence
- If the deadline is missed, check if reinstatement is possible (Section 67 SGG)
Notice Period
The objection must reach the health insurance company within one month of notification of the decision (Section 84(1) SGG). The deadline starts the day after delivery. If the notice lacks a legal remedy instruction, the deadline extends to one year.
How It Works
Describe
Describe in plain language what you want to write.
AI Creates Your Letter
Our AI generates a professional letter in DIN 5008 format.
Sign & Receive
Sign digitally and receive the finished PDF by email.
Frequently Asked Questions
How long do I have to object to my health insurance company?
The objection deadline is one month after notification of the decision (Section 84(1) SGG). If the notice contains no or an incorrect legal remedy instruction, you have one year. The objection must be received in writing by the health insurance company.
What happens if the health insurance rejects my objection?
After rejection, you receive an objection notice. You can then file a lawsuit at the Social Court within one month (Section 87 SGG). Proceedings at the Social Court are free of charge for insured persons.
Can I receive the benefit during the objection process?
In certain cases, you can apply for a preliminary injunction at the Social Court if the benefit is urgently needed. Additionally, the approval fiction under Section 13(3a) SGB V applies: if the insurer does not decide within 3 or 5 weeks, the application is deemed approved.
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Create your objection to a health insurance denial in seconds. The AI drafts a well-founded letter referencing the German Social Code.
Create objection