LexiLetter

Cancel Health Insurance — done in just a few minutes

Want to cancel your private health insurance or switch tariffs? LexiLetter creates your legally compliant cancellation letter automatically. Simply state your reason for cancellation (e.g. tariff change, return to statutory health insurance), and our AI generates a properly formatted DIN 5008 letter — ready for digital signing.

Important Tips

  • Observe the notice period: usually 3 months before the end of the contract
  • Ensure follow-up insurance before cancelling — continuous coverage is mandatory
  • Use your special cancellation right within 2 months if premiums are adjusted
  • Tariff changes within private health insurance are possible at any time without cancellation

Notice Period

The standard notice period is 3 months before the end of the insurance year. A special cancellation right exists in the event of premium increases (2-month notice period). Important: continuous insurance coverage is required by law.

Address

An Ihren Versicherer

How It Works

1

Describe

Describe in plain language what you want to write.

2

AI Creates Your Letter

Our AI generates a professional letter in DIN 5008 format.

3

Sign & Receive

Sign digitally and receive the finished PDF by email.

Frequently Asked Questions

Can I cancel my private health insurance at any time?

No, ordinary cancellation is only possible at the end of the year with 3 months' notice. Exceptions are special cancellation rights in the event of premium adjustments or return to statutory health insurance (e.g. through employee status).

How do I switch from private back to statutory health insurance?

Switching back to statutory health insurance is only possible under certain conditions: as an employee below the compulsory insurance threshold, in the event of unemployment, or as a family insurance member. The private health insurance can then be cancelled extraordinarily.

Can I change tariffs within private health insurance without cancelling?

Yes, a tariff change within private health insurance is possible at any time and does not require cancellation. The insurer is even obligated to offer you tariff change options.

More Providers

Cancel health insurance

Want to cancel your private health insurance or switch tariffs? LexiLetter creates your legally compliant cancellation letter automatically. Simply state your reason for cancellation (e.g. tariff change, return to statutory health insurance), and our AI generates a properly formatted DIN 5008 letter — ready for digital signing.

Cancel health insurance