Cancel Accident Insurance — done in just a few minutes
Want to cancel or switch your private accident insurance? LexiLetter automatically creates your legally compliant cancellation letter with AI. Simply provide your policy number and reason for cancellation, and we generate a properly formatted DIN 5008 letter — ready for digital signing.
Important Tips
- Observe the notice period: usually 3 months before contract end
- Use your special cancellation right within one month in case of premium increases
- After a claim, both parties can cancel within one month
- Take out new insurance before cancelling — consider waiting periods and health checks
Notice Period
The standard notice period is usually 3 months before the end of the insurance year. Special cancellation rights exist in the event of premium increases and after a claim (for both parties).
Address
An Ihren Versicherer
How It Works
Describe
Describe in plain language what you want to write.
AI Creates Your Letter
Our AI generates a professional letter in DIN 5008 format.
Sign & Receive
Sign digitally and receive the finished PDF by email.
Frequently Asked Questions
What is the notice period for private accident insurance?
The standard notice period is 3 months before the end of the insurance year. For older contracts (before 2008), a longer commitment of up to 5 years may apply. After expiry, annual cancellation is possible.
Can I cancel the insurance after an accident?
Yes, after a claim where benefits were paid, both you and the insurer have a special cancellation right within one month of the completion of the claim settlement. However, be aware that a new insurer may charge higher premiums.
What should I consider when switching accident insurance?
Take out new insurance before cancelling, as health checks may be required. Pay attention to waiting periods (usually 3 months) and carefully compare benefits such as disability sum, progression scale, and assistance services.
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Cancel accident insurance
Want to cancel or switch your private accident insurance? LexiLetter automatically creates your legally compliant cancellation letter with AI. Simply provide your policy number and reason for cancellation, and we generate a properly formatted DIN 5008 letter — ready for digital signing.
Cancel accident insurance