LexiLetter

Withdraw from Insurance — quick and legally sound

Create your withdrawal letter for an insurance contract in seconds. The AI drafts a professional letter invoking your withdrawal right under § 8 VVG.

Important Tips

  • Withdrawal period: 14 days, 30 days for life insurance (§ 8 Abs. 1 VVG)
  • Period starts only after receipt of the insurance policy and withdrawal instructions
  • Premiums already paid must be refunded after withdrawal
  • The withdrawal must be made in text form (letter, email, or fax)

Notice Period

The withdrawal period is 14 days from receipt of the insurance policy, contract terms, and withdrawal instructions (§ 8 Abs. 1 VVG). For life and pension insurance, the period is 30 days.

How It Works

1

Describe

Describe in plain language what you want to write.

2

AI Creates Your Letter

Our AI generates a professional letter in DIN 5008 format.

3

Sign & Receive

Sign digitally and receive the finished PDF by email.

Frequently Asked Questions

How long is the withdrawal period for insurance contracts?

The withdrawal period is generally 14 days from receipt of the insurance policy, contract terms, and withdrawal instructions (§ 8 Abs. 1 VVG). For life and pension insurance, an extended period of 30 days applies.

What happens to premiums already paid?

After an effective withdrawal, the insurer must promptly refund premiums already paid (§ 9 VVG). However, they may retain the portion of the premium attributable to insurance coverage up to the date the withdrawal was received.

Can I still withdraw from an existing insurance policy?

A withdrawal is only possible within the statutory period. However, if withdrawal instructions were missing or incorrect, the withdrawal right may persist even after years (so-called 'eternal withdrawal right'). This particularly applies to life insurance policies concluded between 1994 and 2007.

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Create withdrawal

Create your withdrawal letter for an insurance contract in seconds. The AI drafts a professional letter invoking your withdrawal right under § 8 VVG.

Create withdrawal